What Are False Finacial Beliefs

This month will be a special set of financial planning guide lessons. We will discuss how our false beliefs towards money will drag (even stop) our journey to financial freedom.

As we grew older we were all exposed to different kinds of influences. Influences from our families, friends, colleagues and specially the kind of media we patronize. Our core values and personal beliefs are define by this influences. These influences all aspects of our life, specially how use our money.

You see our brain is like a computer that stores all the experiences in our life. Slowly it creates a blue print of who we are based on all those experiences and influence. Slowly our brain is creating a computer program that we will be the basis of who we become.   

Again like a computer program, our brain also has a sort of "software". So it acts, thinks, talks, eats, cries, works, earns, even smells based on our personal "software". This personal is so hard wired into our being that we think it's who we are. There are even people that think their life is destined to be that way.

Since this a "software", it involves all aspects in our life specially how we handle money. It defines how we spend, invest, save and earn money. The good thing with this since it is a "software", it is something we can reformat and install and upgraded version. Specifically it is an acquired habit that we have develop through our past and present experiences.

On our next coming financial planning guide, I will help you to personally identify this false beliefs within yourself that ultimately robs you of achieving true financial freedom.  

What Are False Finacial Beliefs

3 Main Reasons Why Most People Are Poor

This is now the formal start of my financial planning guide lessons. Since in our previous series of steps (for those who are new in my blog please click here and follow each step) we already talked about the necessary steps to take before actually planning your financial life.

You already have a dream life, a financial goal, and now it is time for the "apply lessons-fail-plan again-repeat until successful" part of financial planning.

Now let's talk about the three most common reasons why many people are poor.


1. Because most people do not really want to be rich.

Yup, you heard me right! We really do not want to be rich. I know many of you would react and say, "I have never heard a person say that he does not want to be rich". In fact if I ask you right now if you want to be financial free and be wealthy?

The common answer would be - OF COURSE!

3 Main Reasons Why Most People Are Poor

Step 4 Present Your Financial Goal To God and Start Tithing

Today, I will let you on a secret that not many financial planning experts will tell you.

Let me start by giving you a brief history.

As a Christian, I have a very good relationship with the Lord and although some of you may disagree but I am proud to say He has fully blessed my financial life because we are good friends.

Don't get me wrong, I am not a preacher or a priest (although when I was young I wanted to be one) but I firmly believe that there is really a higher power out there that really loves us unconditionally. Because of that of love, he helps us cope with our problems, gives us great families who also love us unconditionally, he gives us a way in difficult situations, he makes us smile in simplest ways, and He gives us ENORMOUS WEALTH. 

Step 4 Present Your Financial Goal To God and Start Tithing

Step 3 : Claim And Commit To Your Financial Goal

I know that this may seem as a "non-contributor" in a financial planning guide lesson but I want to clarify this issue and how it relates to our financial life.

We often relate financial freedom to having lots of money, or how much money a person earns, spends, his cars, etc..... So in a natural way, we relate wealth to the amount of money a person has in his bank account.
For most people, if you don't have a big house, don't drive a Jaguar, or don't have the latest cellphone then you are not rich.

Step 3 : Claim And Commit To Your Financial Goal

Continuation of Step 2 - Taking A Financial Retreat

Today is an exciting week for all us since this week is also a week of reflection for the Holy Week. This week is where we look back into our life and evaluate our sins and be reconciled with our Father in heaven.

Although many would consider it as a Roman Catholic tradition but the importance of this day all leads to looking back on how our Father gave His only son Jesus (our savior and brother) so that we can all be save. Out here in the Philippines, specifically in Cebu City, I see Jesus' sacrifice as a sign of love and compassion and that's how we Pinoy's are living it especially on the Holy Week.

Continuation of Step 2 - Taking A Financial Retreat